Access Your Equity Today

 A home equity loan is a way to use the equity (paid down portion of your mortgage, or more accurately, the portion you own) of your home in order to borrow money to use for major expenses such as consolidating high-interest debt, renovations, education, or other larger expenses. 

Home equity loans are not always based on credit and income. There are many lenders that will provide you with the funds you need based solely on the equity without conditions like credit or income. There are many types of home equity loans such as conventional mortgages, 2nd mortgages, home equity lines (HELOC) and reverse mortgages. 

Home equity loans are provided by banks, trust companies, credit unions, mortgage investment corporations (MIC) and even private individuals. 

Home equity rates vary depending on your unique situation but are almost always much lower than credit card interest rates.